COVID 19 SBA 융자서류작성방법

COVID 19 SBA 융자서류작성방법( HOW TO APPLY COVID 19 DISASTER SBA LOAN )

The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing. In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply.

  1. 다음을 Google 하십시요: covid 19 disaster sba loan
  2. Click “Coronavirus (COVID-19) – Small Business Administration”
  3. Click “Areas eligible for SBA disaster loans”
  4. Click “Get Disaster Assistance”
  5. Click “APPLY FOR ASSISTANCE”

*** 아래와 같은 메뉴가 보입니다 ***

“Disaster Loan Applications”

  1. Economic Injury Disaster Loans  <<<< 이곳을 클릭하시면 서류가 보입니다.
  2. 먼저 모든 서류를 다운로드 하십시요
  3. 다운로드한 컴퓨터에서 APPLICATION을 쓰시고 다시 SAVE를 하십시요
  4. 모든 서류를 작성하시고 세이브 하셨으면
  5. 다시 https://www.sba.gov/disaster/apply-for-disaster-loan/index.html 로 가셔서 작성한 서류들을UPLOAD 하셔야 합니다.
  6. 모든 서류 작성과 과정을 도와 주는 은행과 브로커가 있읍니다.  물론 공짜는 아닙니다.  그리고 SBA LOAN 에서도 자체 수수료가 각각 $500 for a disaster home loan $2500 for a disaster business loan  차지를 합니다. 필요하시면 김삼수 503-810-8949 로 연락을 주시면 무료로 도와 드립니다.

The U.S. Small Business Administration is offering designated states and territories low-interest federal disaster loans for working capital to small businesses suffering substantial economic injury as a result of the Coronavirus (COVID-19). Upon a request received from a state’s or territory’s Governor, SBA will issue under its own authority, as provided by the Coronavirus Preparedness and Response Supplemental Appropriations Act that was recently signed by the President, an Economic Injury Disaster Loan declaration.

아래는 SBA.gov 에서 발췌해 왔습니다:

  • Any such Economic Injury Disaster Loan assistance declaration issued by the SBA makes loans available statewide to small businesses and private, non-profit organizations to help alleviate economic injury caused by the Coronavirus (COVID-19). This will apply to current and future disaster assistance declarations related to Coronavirus.
  • SBA’s Office of Disaster Assistance will coordinate with the state’s or territory’s Governor to submit the request for Economic Injury Disaster Loan assistance.
     
  • Once a declaration is made, the information on the application process for Economic Injury Disaster Loan assistance will be made available to affected small businesses within the state.
  • SBA’s Economic Injury Disaster Loans offer up to $2 million in assistance and can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.
     
  • These loans may be used to pay fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact. The interest rate is 3.75% for small businesses. The interest rate for non-profits is 2.75%.
     
  • SBA offers loans with long-term repayments in order to keep payments affordable, up to a maximum of 30 years. Terms are determined on a case-by-case basis, based upon each borrower’s ability to repay.
     
  • SBA’s Economic Injury Disaster Loans are just one piece of the expanded focus of the federal government’s coordinated response, and the SBA is strongly committed to providing the most effective and customer-focused response possible.
     
  • For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or e-mail  [email protected]


    Copy right @ Small Business Administration